Don’t let the loan sharks bite this Christmas

Have a read & don’t borrow to pay for Christmas it really is a way to fall into deeper debt. Kids may want things but if can’t afford them don’t be guilted into taking on debts to get them this years fad!


It’s barely 12 days to the big day in the festive calendar. Christmas is about showing & giving love to your friends & family.

We all feel the pressure to buy our loved ones the best we can afford and for many of us we will feel the pull of the Legal & Illegal Loan Sharks. They are called sharks for a reason so steer clear of them.

Here are a few ideas to give you some help or inspiration. Please forgive me if I’m a little bit too late for this year but these are tips to use all year round. My family live on a very tight budget so I’m preaching what I practice.

1) your kid needs a laptop/computer to do their school work. Don’t buy a brand new one. Visit sites like Amazon, Currys, PC World etc, don’t just look at the clearance lines but check…

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